One household. Sometimes three statuses. One plan that works.
Un hogar. A veces tres estatus. Un plan que funciona.
Find the family that looks like yours.
Encuentre la familia que se parece a la suya.
Kids qualify for CHIP / Medicaid immediately. Parents apply for ACA together — children stay on CHIP, parents on Marketplace plan.
Both can enroll in ACA at the same household income. Subsidy is calculated jointly — often $0/mo combined under 200% FPL.
Citizen spouse opens Marketplace plan with subsidies. Foreign-born spouse joins same plan once status is documented.
Grandparents on Medicare, parents on ACA, kids on CHIP — one bilingual advisor coordinates all three.
Undocumented adult is not eligible for ACA, but may use emergency Medicaid for labor/delivery and ERs. Rest of family enrolls normally.
Who in your family is eligible for what.
Quién en su familia es elegible para qué.
| Household member | ACA Marketplace | Medicaid | CHIP |
|---|---|---|---|
| U.S. citizen child | Eligible | Eligible | Eligible |
| LPR adult (5+ years) | Eligible w/ subsidy | Full eligibility | — |
| LPR adult (under 5 yrs) | Eligible w/ subsidy | Emergency only | — |
| Refugee / asylee | Eligible w/ subsidy | Day-one eligible | — |
| Lawfully present child | — | State-dependent | Day-one in 35+ states |
| Undocumented adult | Not eligible | Emergency only | — |
Mixed-status families file ONE Marketplace application. Only the people requesting coverage need to share immigration info — never the rest of the household.
Las familias de estatus mixto presentan UNA sola solicitud. Solo quienes piden cobertura comparten su estatus.
Family-wide coverage, visualized.
Cobertura familiar, visualizada.
Each bar shows the share of healthcare needs typically met for that family member type when a household uses the right combination of ACA, Medicaid, and CHIP.